OMNIAINSURANCE is a complete system for the management of the insurance policies related to the agricultural risks. It allows the management of the annual insurance campaign in all its facets, from the agreements between the company and the consortia of defense, the signing of the policy, the assessment of damages, up to the reconciliation at the end of the campaign.
Currently there is an ongoing expansion of the capabilities of the system to allow its use in other areas of the insurance sector.
The system, through a web browser, is accessible to the different actors involved and provides them specific and differentiated functionalities based on their roles.
There are therefore different levels of functionality and visibility for:
• insurance agents
• experts
• direction
• intermediaries
The document management system allows you to assign permissions to individual fields of each document and manage their status. In this way it is possible to implement workflows that manage very complex interactions. Each activity is tracked, so you can trace the individual steps and determine the operations performed by each user. At the end of each insurance campaign the documents are automatically archived so they can be retrieved and read or be used as reference to facilitate the creation of new ones in the next years by the automatic reloading of previous documents.
The managers can access a decision support dashboard that allows to constantly monitor the activities and issue denials or approvals. At the end of the campaign a series of reports allow to comply to the legal obligations imposed by ISVAP and to analyse the portfolio and the performance of the campaign.
The agricultural experts have the ability to make direct field assessments of the damage, using a tablet and a specific application.
OMNIAINSURANCE, thanks to the flexible architecture, is able to follow all the regulatory changes and the customer needs during each campaign.
The implemented features include:
• Clients archive
• Intermediaries management
• Experts management
• Management of insurance products and warranty packages
• Check of the permissions of the exemptions granted to intermediaries
• Management of the indemnity limits
• Archive of the clauses to be included in contracts
• Archive of reserves of expertise to be included in the bulletins of expertise
• User Management System
• Access control system
• Access to all versions of the documents
• Archive of contractual statements
• Contract Management
• Management of complaints of damage
• Management of applications for reduction
• Inspection of loading logs
• Bulletin Registration of expertise
• Reporting of the activities of the experts